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Drive innovation and growth in financial services worldwide

About the programme

The Professional Certificate in FinTech Operations, jointly offered by S.P. Jain Institute of Management & Research (SPJIMR) and NIIT, is an 8-month hybrid programme for commerce, business and finance graduates and early-career professionals. With 164 hours of mentor-led learning, hands-on labs, industry simulations and a capstone project, learners gain expertise in banking operations, FinTech strategy, India Stack, payments, digital lending, blockchain, AI, analytics, risk and compliance. The programme blends SPJIMR’s academic rigour with NIIT’s technology and employability focus, offering joint certification, placement assistance and career-ready skills.

Co-branded programme offered in partnership with NIIT

Why this programme?

Master digital payments, FinTech platforms, compliance, risk and operations to drive innovation and growth in financial services.

Key highlights

Academic prestige and joint certification
The S.P. Jain Institute of Management & Research (SPJIMR) is one of the top five business schools in India and one of the top four management schools across 21 participating countries to be awarded the highest ‘Pioneering School’ rating. Learners earn a Joint Professional Certificate issued by SPJIMR and NIIT, combining academic rigour with industry-aligned skilling.
Dual pedagogical model
Features 164 hours of highly interactive hybrid training combining SPJIMR’s business Case Method, which develops analytical thinking through business cases, with NIIT’s practical Lab Method, offering hands-on experience through sandbox environments, cloud labs, and workflow simulations.
Placement-backed programme
The programme offers placement assistance to eligible learners, backed by an active hiring network of 800+ top recruiting partners across the FinTech and BFSI sectors.
Blended faculty expertise
Delivered through a collaborative blend of SPJIMR academic faculty, specialising in corporate finance, macroeconomics, and strategy, and NIIT industry practitioners with technical expertise in digital payment stacks, APIs, and banking software.

Objectives and outcomes

Upon successfully completing the programme, learners will achieve the following professional competencies:

Develop a strong foundation in financial systems, banking operations, digital tools, business communication, and professional readiness required to succeed in the FinTech and BFSI sectors.
Gain the ability to analyse FinTech business models, evaluate digital financial ecosystems, and apply product management principles to design customer-centric
financial solutions.
Understand India’s Digital Public Infrastructure (DPI) and its role in enabling secure, scalable, and innovative financial services through platforms such as UPI, Aadhaar, Account Aggregator, ONDC, and OCEN.
Build expertise in digital payment systems, transaction lifecycles, reconciliation processes, and payment operations to support modern
payment ecosystems.
Develop knowledge of credit assessment, risk management, lending strategy, and digital lending operations across the end-to-end
lending lifecycle.
Understand blockchain technologies, digital assets, smart contracts, and emerging monetary innovations shaping the future of financial services.
Apply AI, analytics, and data-driven decision-making techniques to improve operational efficiency, risk management, fraud detection, and customer experiences in
financial services.
Build proficiency in regulatory frameworks, risk management practices, KYC processes, and AML compliance requirements essential for operating within regulated
financial environments.
Gain exposure to emerging FinTech sectors including WealthTech, InsurTech, RegTech, and digital innovations shaping modern financial services.
Design a FinTech product, solution, or operational workflow that demonstrates the practical application of concepts learned throughout the programme in a final capstone portfolio.

Who is this programme for

The programme is specifically designed for Business, Finance, and Commerce graduates as well as early-career professionals with 1–2 years of experience, who are looking to systematically enter the rapidly growing FinTech ecosystem, transition into high-growth digital finance careers, and apply their competencies to real-world FinTech applications.

Ideal participants include:

Ambitious graduates from Business, Commerce, Economics, and Finance backgrounds wanting to fast-track their entry into the BFSI sector.
Early-career professionals with 1–2 years of experience currently working in traditional banking or clerical roles who want to pivot to digital operations.
Aspiring analysts seeking specialised credentials in digital risk, compliance, loan operations or modern payment networks.
Undergraduates in their final year who maintain a strong academic record (minimum 50%) and are seeking structured placement assistance upon graduation.

Programme faculty

The programme is delivered through a unique collaboration model combining the academic rigour of top-tier business school faculty with the hands-on expertise of software and operations practitioners.

SPJIMR academic faculty

  • Comprises academic professors, researchers, and strategy experts specialising in corporate finance, financial markets, macroeconomics, national regulations, and digital transformation strategy.
  • Focuses on delivering the ‘Why’ behind financial theories, framework logic, and strategic decision-making.

NIIT industry and technology experts

  • Comprises active industry practitioners, technical mentors, and operations solution experts with years of hands-on experience in BFSI platforms.
  • Focuses on delivering the ‘How’ of FinTech execution, including API integration, digital banking platform workflows, loan origination system setups, and risk screening tools.
Prof. Vidhu Shekhar
Prof. Vidhu Shekhar
Programme Director
Associate Professor, Finance and Accounting

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Prof. Debmallya Chatterjee
Prof. Debmallya Chatterjee
Co-Programme Director
Professor, Operations, Supply Chain Management and Quantitative Methods

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Curriculum

The programme is designed to provide a comprehensive 8-month journey spanning 9 core academic modules and hands-on laboratory tracks, totalling 164 hours of hybrid learning and averaging 6 hours of weekly effort. It balances conceptual business strategy with intensive operational labs and concludes with an industry-evaluated Capstone project.

Download programme architecture PDF

Case study discussions

The programme is taught through SPJIMR’s Case Method teaching methodology, focusing on developing robust business intellect. Through business cases and industry frameworks, learners develop deep strategic thinking, mature financial judgment, and multi-dimensional analytical problem-solving skills by examining real-world FinTech success stories, operational failures, and complex industry pivots.

Project work

Hands-on exercises and mini projects (NIIT Lab Method)

Work within virtual sandboxes and secure cloud labs designed to mimic real banking back-ends.
Execute workflow simulation exercises covering loan origination, digital verification, and underwriting rule-engine configuration.
Apply payment gateway API integrations, perform mock ledger reconciliation, and run transaction anomaly tests.
Simulate compliance-oriented tasks like KYC workflows, digital onboarding, and AML name-screening operations.

The Capstone project

Design and develop a complete, production-ready FinTech product, operational workflow, or risk management solution by synthesising concepts mastered throughout the programme. This hands-on project is jointly guided and assessed by SPJIMR and NIIT mentors. Evaluation is based on business design, problem-solving, technical feasibility, and implementation strategy. The Capstone contributes a substantial 50% weightage toward the final joint certification, creating a concrete portfolio piece that can support professional LinkedIn visibility.

Tools and technologies covered

OpenAI ChatGPT

OpenAI ChatGPT

Claude

Claude

Microsoft Copilot

Microsoft Copilot

MS Excel

MS Excel

Google Sheets

Google Sheets

CRM Platforms

CRM Platforms

LLM Prompt Engineering

LLM Prompt Engineering

Risk Management Frameworks

Risk Management Frameworks

Security Operations Interfaces

Security Operations Interfaces

Compliance & Governance Tools

Compliance & Governance Tools

Blockchain Sandboxes

Blockchain Sandboxes

Application Security Frameworks

Application Security Frameworks

Certificate

On successful completion of the programme, participants will get the following certificate.

Certificate

Admissions and finances

Eligibility criteria

Minimum of 50% aggregate marks in Class X, Class XII,
and graduation.
Graduation must be completed in Business, Finance, Commerce, Economics, or a related field
of study.
Undergraduates are eligible to apply but must maintain a 50% aggregate through graduation.
Candidates must provide a self-declaration confirming proficiency in MS Excel and written and
spoken English.

Admission process steps

Step 1 Fill in and submit the online
application form.
Step 2 Upload the required academic records and self-declaration of proficiency.
Step 3 Pay the required programme fee to secure a seat.
Step 4 Receive student account credentials, LMS access, and attend the joint SPJIMR-NIIT orientation.

Programme fees and investment

Fee Component Amount
Standard programme fee ₹1,80,000 (exclusive of 18% GST)
Upfront payment discounted fee ₹1,75,000 (exclusive of 18% GST)
Booking fee: Secure your seat with a token
booking fee		 ₹1,500 (exclusive of 18% GST)
Optional campus immersion: 2-day
on-campus immersion at SPJIMR Mumbai		 ₹5,000 + GST (paid directly to SPJIMR)

Hassle-free refund policy: 100% money-back guarantee (excluding booking fee) if you cancel before the batch starts. Refund requests are reviewed within 7 days and processed within 45 days.

Contact details

careercourses@niit.com

1800 3000 6448

Apply now

About SPJIMR x NIIT collaboration

SPJIMR x NIIT collaboration

NIIT Limited, a leading skills and talent development corporation and Bharatiya Vidya Bhavan’s S.P. Jain Institute of Management & Research (SPJIMR) launched the Professional Certificate in FinTech Operations, designed to prepare students, graduates and early-career professionals for roles in India’s digital financial services ecosystem.

Read more about this partnership

Frequently asked questions

  • Who is the Professional Certificate in FinTech Operations designed for?

    Candidates with a minimum of 50% in Class X, Class XII, and graduation from business, finance, commerce, or related streams are eligible to apply. Undergraduates must maintain at least 50% marks until the final year and achieve a minimum 50% aggregate upon graduation.

    SPJIMR and NIIT designed this programme for business, finance, and commerce graduates and early-career professionals (1 – 2 years of experience) who want to enter the FinTech ecosystem, transition into digital finance careers, and apply their knowledge to real-world FinTech applications.

    Candidates should have proficiency in MS Excel and in written and spoken English, and must provide a self-declaration confirming their proficiency in both areas.

  • How long is the Professional Certificate in FinTech Operations?

    The Professional Certificate in FinTech Operations spans 9 modules over 8 months, with 6 hours of learning effort per week across 164 hours of hybrid learning. It combines live online classes with an optional 2-day campus immersion at S.P. Jain Institute of Management & Research (SPJIMR), Mumbai. The curriculum covers banking, financial services and insurance (BFSI) operations, FinTech strategy, payments, digital lending, blockchain, artificial intelligence (AI) and data analytics, regulation, compliance, and a capstone project.

  • What are the steps in the admission process for the Professional Certificate in FinTech Operations?

    Admission to the programme is direct. Eligible learners can apply by filling out the online application form, submitting the self-declaration, accepting the terms and conditions, and paying the programme fee. NIIT confirms your admission once you complete the payment.

    Once you register, the NIIT delivery team will create your student account, give you access to the learning management system (LMS), and share your batch schedule.

    You will also attend a joint orientation session that NIIT and SPJIMR conduct to help you understand the programme structure, learning journey, and key expectations.

  • How do SPJIMR and NIIT deliver the Professional Certificate in FinTech Operations?

    SPJIMR faculty and NIIT industry experts deliver the programme through a unique collaboration.

    SPJIMR brings academic professors, researchers, and strategy experts with deep expertise in finance, macroeconomics, regulation, and business strategy. NIIT contributes industry practitioners, technology mentors, and solution experts with hands-on experience in application programming interfaces (APIs), digital banking platforms, payments infrastructure, cloud technologies, and enterprise systems.

    This blended faculty model lets learners benefit from both academic rigour and real-world industry insights, ensuring a balance of conceptual understanding and practical application.

    Learners also have the option to attend a 2-day campus immersion at SPJIMR, Mumbai, with academic and certification support from both institutions.

  • What is the training methodology of the Professional Certificate in FinTech Operations?

    The Professional Certificate in FinTech Operations follows NIIT’s Mastery Learning methodology, which focuses on building one skill at a time through structured, hands-on sprints. Each sprint includes concept introduction through live mentor sessions, individual practice and assignments, mentor review and feedback, and refinement with re-submission of work.

    The programme follows a blended learning model, combining live instructor-led sessions with self-guided hands-on practice.

    Each sprint includes 2 hours of live learning and 2 hours of practical application, helping learners build skills through both guidance and execution.

  • How does the pedagogy of the Professional Certificate in FinTech Operations help learners build real-world FinTech skills?

    The Professional Certificate in FinTech Operations combines SPJIMR’s Case Method and NIIT’s Lab Method to create a balanced learning experience. Through business cases in the style of Harvard and the Indian Institutes of Management (IIMs), learners develop analytical thinking, strategic decision-making, and financial judgment. Virtual sandboxes, cloud labs, and workflow simulations complement these cases and provide hands-on exposure to real-world FinTech environments.

    By first understanding the ‘why’ behind industry concepts and then mastering the ‘how’ through practical application, learners build deeper, job-ready capabilities for the FinTech ecosystem.

  • Does the Professional Certificate in FinTech Operations include campus immersion?

    Yes. Participants can attend an optional 2-day campus immersion at the SPJIMR campus in Mumbai. The experience includes workshops, networking opportunities, interactions with faculty and experts, and guided campus tours, helping learners gain practical insights into FinTech trends and connect with peers beyond the classroom.

  • Does the fee for the Professional Certificate in FinTech Operations include the campus immersion fee?

    No. The campus immersion fee is separate from the programme fee and applies only to learners who choose to participate.

    Learners who opt for the campus immersion will need to pay an additional ₹5,000 plus applicable goods and services tax (GST) directly to S.P. Jain Institute of Management & Research (SPJIMR).

  • Why does the industry need the Professional Certificate in FinTech Operations?

    Digital infrastructure, AI, embedded finance, and platform-based banking are rapidly transforming financial services and creating growing demand for FinTech talent. The Professional Certificate in FinTech Operations bridges the gap between traditional business, commerce, and economics education and the practical skills that banks, non-banking financial companies (NBFCs), and FinTech companies require.

  • How does the SPJIMR and NIIT collaboration benefit learners?

    SPJIMR and NIIT jointly back the Professional Certificate in FinTech Operations, bringing together the strengths of two highly respected institutions.

    Learners benefit from the combined strengths of SPJIMR and NIIT — SPJIMR’s academic expertise in finance, digital strategy, and regulatory understanding, and NIIT’s expertise in technology training and industry readiness.

    Through SPJIMR’s case-led learning and faculty mentorship, learners build strong conceptual foundations in finance and digital financial services. NIIT’s technology labs, simulations, and industry-focused learning help them apply these concepts to real-world FinTech scenarios and develop practical operational capabilities.

    With a jointly governed curriculum, assessments, and capstone projects, the programme balances academic rigour with industry relevance. This integrated learning experience helps learners develop finance knowledge, technology fluency, regulatory awareness, and job-ready FinTech skills to prepare for careers in the evolving digital financial services ecosystem.

  • What is the minimum attendance requirement for the Professional Certificate in FinTech Operations?

    Learners must maintain a minimum of 75% attendance across all modules to be eligible for certification.

  • How will the Professional Certificate in FinTech Operations assess me?

    The Professional Certificate in FinTech Operations evaluates participants through a combination of attendance and engagement, module-level assessments, assignments, activities, presentations, and a final capstone project.

  • What types of formative assessments will I complete in the Professional Certificate in FinTech Operations?

    Formative assessments include module-level evaluations, individual and group assignments, in-class activities, presentations, and practical exercises that reinforce learning outcomes.

  • What does the assessment framework of the Professional Certificate in FinTech Operations help learners achieve?

    The assessment framework evaluates conceptual understanding, practical application, problem-solving ability, and readiness for careers in the FinTech ecosystem.

  • What is the weightage of assessments in the Professional Certificate in FinTech Operations?

    The assessment framework consists of:

    • Attendance and engagement: 10%;
    • Formative assessments, assignments, and activities: 40%;
    • Final capstone project: 50%.

  • What does the capstone project in the Professional Certificate in FinTech Operations include?

    The capstone project requires participants to design a FinTech product, solution, or operational workflow that demonstrates the application of concepts they learn throughout the programme.

  • How does the Professional Certificate in FinTech Operations evaluate the capstone project?

    The evaluation of the capstone project covers business design, technical feasibility, and presentation effectiveness.

  • Will I receive a certificate after I complete the Professional Certificate in FinTech Operations successfully?

    Yes, learners receive a digital certificate after they successfully complete the programme and meet all the required conditions (overall performance score, attendance, payment clearance, etc.).

    Participants must achieve an aggregate score of 50% or above across all assessment components and meet the attendance requirement to qualify for certification.

  • Who issues the certificate upon successful completion?

    SPJIMR and NIIT jointly issue the Professional Certificate in FinTech Operations to successful participants.

  • What career opportunities can I pursue after completing the Professional Certificate in FinTech Operations?

    After successfully completing the Professional Certificate in FinTech Operations, learners can explore a wide range of entry-level roles across FinTech companies, banks, NBFCs, digital lending firms, payments organisations, and financial services providers.

    Career pathways include payments operations associate, know your customer (KYC)/anti-money laundering (AML) analyst, credit operations analyst, business analyst, product operations associate, customer success executive, compliance associate, and technical support analyst. Indicative starting salaries range from ₹4 lakh per annum (LPA) to ₹7 LPA, depending on the role, organisation, skills, and location.

  • Does the Professional Certificate in FinTech Operations provide placement assistance?

    Yes. The Professional Certificate in FinTech Operations offers dedicated placement assistance to eligible learners, leveraging NIIT’s industry network and SPJIMR’s employer connections. Learners may receive support in exploring career opportunities across the FinTech ecosystem, including FinTech startups, digital banking divisions of traditional banks, and BFSI technology providers.

    You qualify for placement assistance if you:

    • successfully complete the programme with a minimum score of 50%;
    • are 28 years of age or below at the time of placement assistance.

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