SPJIMR’s Centre for Financial Studies (CFS) organised its third-panel discussion on the topic ‘Savings – The Rocky Road Ahead’ bought together some of the well-known people in the industry.
The panellists included Mr Prateek Pant (Co-Founder-Head of Products and Solutions at Sanctum Wealth Management), Mr Suraj Kaeley (Former Group President, Sales & Marketing at UTI Mutual Funds), Mr Harsh Roongta (Investment Advisor), Pritam Kumar Patnaik (Business Head – Reliance Commodities Ltd. & Head PCG Sales). The session was moderated by SPJIMR Executive in residence, Mr Harsh Vardhan and SPJIMR Advisor, Mr Mohan Natarajan. The event was inaugurated by Head of CFS, Prof. Neeraj Swaroop.
Centre for Financial Studies (CFS) is a unique platform where academic experts, finance professionals and policymakers work together to inform industry practice and public policy.
It’s imperative to ensure that we do make sensible returns out of our savings and do not lose our capital.
This session gave insights on the channels available for people to invest their savings and how the planning of investment is crucial rather than the choice of investments. There is a need to understand the trade-off between risk, return and liquidity while investing. It was also captured that capital generation is more important than earning short term returns. One of the takeaways from the session – “The best time to invest was 20 years back. The second best is now.”