Our Faculty

Education

• Research interests

  Microfinance

  Financial Inclusion

  Affordable Housing Finance

  Agri-Supply Chains

• Selected publications

  Khaire, M., Jha, S. K., Kalro, A. D., and Bhanot, D. (2024). Informality, affordability, and mortgage stress during the COVID-19 pandemic: A mixed-methods study of urban low-income households in Mumbai’s periphery. Journal of Urban Affairs, 1–25. Taylor and Francis. https://doi.org/10.1080/07352166.2024.2379899

  Bhanot, D., Farias, V. F., and Sinha, D. (2024). Interest Subvention for Crop Loans in India: Win-Win or Win-Lose. Journal of Policy Modeling, doi: https://doi.org/10.1016/j.jpolmod.2024.05.006

  Bhanot, D. Roy, S. and Das, D. (2024). Goal Setting for Kudumbashree: A Social Sector Context. Ivey Publishing https://www.iveypublishing.ca/s/product/goal-setting-for-kudumbashree-a-socialsector-context/01tOF000005AGLaYAO

  Khaire, M., Jha, S., Kalro, A. and Bhanot, D. (2024). Informality, affordability, and mortgage stress during COVID-19 pandemic: A mixed-methods study of urban low-income households in Mumbai’s Periphery. Journal of Urban Affairs (accepted for publication). https://www.tandfonline.com/eprint/7KWWMU8JAQ76SPVUJGEE/full?target=10.1080/07352166.2024.2379899

  Bhanot, D., Kathuria, V., Das, D. (2020). Can institutional innovations in agri-marketing channels alleviate distress selling? Evidence from India. World Development, 137. https://doi.org/10.1016/j.worlddev.2020.105202

  Bhanot, D., Khaire, M., Kalro, A., Jha, S. (2019). Affordable Housing Finance Companies in India: How do they ‘differently’ serve the underserved? Housing Studies, 35(3). https://doi.org/10.1080/02673037.2019.1614538

  Bhanot, D., Bapat, D. V. (2019). Contributory factors towards sustainability of bank-linked self-help groups in India. Asia-Pacific Sustainable Development Journal, 26(2). https://doi.org/10.18356/be394dc2-en

  Link to Google Scholar

• Case studies

  Bhanot, D., Roy, S., Das, D., (2024). Goal setting for Kudumbashree: A social-sector context. Ivey Publishing. Product number: W37187

• Conferences

  Rai, A., Bhanot, D., and Bapat, V. (2025). Leveraging partnerships for enhanced microinsurance access in India: A resource-based view. International Technology and Societal Impact Conference (TaSIC) 2025, SPJIMR Mumbai.

  Bhanot, D., Rai, A., and Bapat, V., Microinsurance for unorganized women workers: A case of SEWA, India. Paper presented at the 16th International Social Innovation Research Conference (ISIRC 2024), Bern, Switzerland (September 2–4, 2024)

  Bhanot, D., Shingal, A., and Sheikh, R., Studying the impact of affordable financing on performance of women-owned microenterprises: Evidence from India. Paper presented at the 16th International Social Innovation Research Conference (ISIRC 2024), Bern, Switzerland (September 2–4, 2024)

  Bhanot, D. (Author), International Conference on Policy Process Research, COPPR Public-Private Partnerships and Policy Capacity: A case study of an Indian affordable housing scheme (May 16, 2024)

  Bhanot, D. (Author and Presenter), POMS India International Conference, Do Women Micro-entrepreneurs have Different Attitudes Towards Risk? A Prospect Theory Perspective (December 5, 2023)

  Bhanot, D. (Author), 83rd Annual Meeting of the Academy of Management, 2023, Does Safety Matter? Formal Safety Institutions and Women Microenterprise Failure in India (August 5, 2023)

  Bhanot, D. (Author and Presenter), DSI International Conference, Factors Impacting Failure of Women Micro-enterprises, Online (November 20, 2021)

  Bhanot, D. (Author), POMS Annual Conference, Interest Rate Elasticity of Loans to Small Farmers, Online (April 24, 2020)

  Bhanot, D. (Author and Presenter), POMS International Conference, Modelling likelihood of distress selling: Comparative study of agri marketing channels in India, Brighton, UK. (September 4, 2019)

  Bhanot, D. (Author), Sustainability and Development Conference, Distress Selling and role of agriculture supply chain – A study of horticulture crop in India., University of Michigan, Ann Arbor, USA. (November 11, 2018)

  Bhanot, D. (Presenter), 2017 Annual Meeting of the Decision Sciences Institute, Modelling Distress Sale in Agriculture: Evidence from India. Decision Science Institute, Washington DC, USA. (November 20, 2017)

  Bhanot, D. (Presenter), Sustainable Housing Conference 2016, Housing Finance Companies in India: Negotiating the last financial mile, Green Lines Institute for Sustainable Development, Porto, Portugal. (November 18, 2016)

  Bhanot, D. (Presenter), International Conference on Agribusiness in Emerging Economies, Does inefficient agriculture supply chain cause distress sale? Learnings from the experience of Maharashtra, Institute of Rural Management (IRMA), Anand, Gujarat, India., Gujarat. (January 7, 2016)

  Bhanot, D. (Presenter), Innovation and Entrepreneurship for Inclusive and Sustainable Development, Studying the perception of bankers towards frugal innovations for the unserved, Technology and Management Centre for Development (TMCD), Oxford, United Kingdom, United Kingdom. (August 30, 2013)

  Bhanot, D. (Presenter), Annual International Conference on Sustainability: Management and Beyond, Efficient Microfinance Institutions: Sustainable Tool for Inclusive Growth and Development, IIM Shillong, Shillong. (December 10, 2010)

• Periodicals

  Bhanot, D. (2021). Revisiting Ayushman Bharat Scheme: Win-win or win-lose? Forbes India.

  Bhanot, D. (2020). Covid-19 lockdown: Do the poor need cash or calories? Fortune India.

• Courses

  Quantitative Methods

  Business Statistics

  Development Finance

  Management and Society

• Awards and honours

  Invited as a mentor for the Pre-conference colloquium for Early Career Researchers, 16th International Social Innovation Research Conference, 2024, Bern University of Applied Sciences.

  Nominated for an online workshop on ‘Fast Tracking your Academic Career’ conducted by Aston Business School, March 2020

  Invited as a Speaker at the Roundtable Meet on ‘Skilling for Women – Promoting Social Entrepreneurship for Women in Rural India’, organized by Yunus Centre of Social Business of Vesim Business School, October 2019

  Invited as a Panelist for discussion on the topic, ‘Gender in Multiple Roles’ as part of BSIEM Programme, SPJIMR, November 2018

• Teaching interest

  Microfinance

  Development Finance

  Business Statistics and Business Research Methods

• Work experience

  S. P. Jain Institute of Management and Research (May 2019 – present)

  Associate Professor (2024 – present)

  Assistant Professor – Operations Supply Chain Management and Quantitative Methods (May 2019 – 2024)

  Tata Centre for Technology and Design, IIT Bombay (August 2018 – May 2019)

  Senior Research Scientist

  Tata Centre for Technology and Design, IIT Bombay (January 2015 – July 2018)

  Post-Doctoral Fellow

  JPMorgan Chase(June 2008 – October 2009)

  Client Service Analyst

• Reviewer experience

  World Development

  International Journal of Bank Marketing

  Journal of Housing and the Built Environment

  Housing Studies

  International Journal of Social Economics

• Professional service

  Committee Member, Vivekanand Education Society’s Institute of Management, Mumbai, Maharashtra. (November 28, 2019)

• Professional memberships

  Decision Science Institute (DSI)

• Contracts, grants and sponsored research

  Funded

  Bhanot, Disha (Co-Principal), R, Sreedevi (Co-Principal), “A Study of Women Microenterprises of Kudumbashree Programme, Kerala,” Sponsored by Asian Studies Centre, Michigan State University, Other, $6,000.00. (February 24, 2021 – present).

  Received a large money grant of INR 300,000 from the FPR, SPJIMR, for a research project on public-private partnerships for affordable housing in India.

  Received seed grant funding of INR 1 million from Sir Dorabji Tata Trust through Tata Centre for Technology and Design, IIT Bombay, for a research project on Affordable Housing Finance in India.

  Received seed grant funding of INR 1 million from Sir Dorabji Tata Trust through Tata Centre for Technology and Design, IIT Bombay, for a research project on ‘Distress Selling in agriculture and role of agriculture supply chains’.

  Award of $6000 from Koo Endowment, Asian Studies Center, Michigan State University for research on the study of women-owned micro enterprises (MEs) of Kudumbashree Programme, Kerala, India.